What is it
Home Insurance / Takaful provides comprehensive protection for both your house and the valuables inside it. From the structure of your building to your personal belongings, these policies safeguard you against a wide range of common risks such as fire, theft, flood, and other unforeseen events.
Home Insurance / Takaful
Key Protection Areas
Coverage Options That Protect Your Home and Belongings
Houseowner (Building)
Covers the physical structure of your home — including walls, roof, fixtures, and fittings — against common risks such as fire, flood, and other unforeseen damages.
Householder (Content)
Protects your household belongings, furniture, appliances, and personal items inside the home against loss or damage caused by theft, accidents, or natural disasters.
Home Insurance / Takaful
Why It Matters
Key benefits of protecting your home
Comprehensive Coverage
Protection for both your building and household contents against fire, theft, flood, and other common risks.
Flexible Protection Options
Choose between Houseowner (building) and Householder (contents), or combine both for complete coverage.
Value Protection
Safeguard one of your biggest assets — your home — while ensuring your personal belongings retain their value.
Financial Stability
Avoid unexpected financial burdens caused by damages or losses.
Home Insurance / Takaful
Who Needs This Coverage
Homeowners
Tenants / Renters
Property Owners with Housing Loans
Home Insurance / Takaful
Our Track Record in Home Protection
Request your quotation
Tell us about your property details and what you need in the comment box below. We will get back to you with a personalised quotation.
What is the difference between Houseowner and Householder coverage?
Houseowner covers the physical structure of your home, including the walls, roof, and fixtures. On the other hand, householder covers your belongings inside the home, such as furniture, appliances, and personal items.
Who should sign up for Home Insurance / Takaful?
Anyone who owns a house, condominium, or apartment should consider Houseowner coverage. Tenants and homeowners alike can benefit from Householder coverage to protect their belongings.
What perils are covered under this plan?
Common perils include fire, flood, burst pipes, theft, natural disasters, and other unforeseen events (subject to the policy terms and conditions).
Can I purchase both Houseowner and Householder coverage together?
Yes. Many homeowners choose both to ensure complete protection for their property and belongings.
Is Home Insurance / Takaful compulsory?
It is not legally compulsory, but some banks may require Houseowner coverage if your property is under a housing loan. Even if it’s not required, it’s highly recommended for financial protection.
How much does it cost?
Premiums vary depending on the value of your home, contents, and the level of coverage chosen. Our team can help you customize a plan to fit your budget.
Home Insurance / Takaful