What is it
SME Protection plan is a comprehensive solution designed to shield your business premises from unexpected events and financial loss. It provides protection against major perils such as fire, burglary, flood, public liability, loss of income due to fire, etc.
SME Protection
Why It Matters
Why It Matters
Comprehensive Risk Coverage
Protects against common threats like fire, flood, burglary, and liability.
Business Continuity
Coverage for loss of income ensures your operations can recover quickly after an incident.
Enhanced Credibility
Having insurance protection builds confidence with stakeholders, partners, and clients.
Financial Security
Reduces the financial burden of unexpected damages or business interruptions.
SME Protection
Who Needs This Coverage
Retail shop owners
Restaurants, cafés, and F&B businesses
Workshops, service centers, and other small-scale businesses
Small offices and professional firms
SME Protection
Our Track Record in SME Protection
Request your quotation
Tell us about your business details and what you need in the comment box below. We will get back to you with a personalised quotation.
What does SME Protection cover?
It covers your business premises against fire, burglary, flood, and other perils. It also includes public liability and loss of income due to fire.
Is this coverage only for shop owners?
No. SME Protection is designed for a wide range of small and medium enterprises — from retail and food businesses to offices and workshops.
Does it cover loss of income?
Yes, if your business is disrupted due to fire, you can claim for loss of income as part of the coverage.
Does this plan cover equipment and stock inside my business?
Yes. Depending on the coverage chosen, you can protect not only the building itself but also business equipment, inventory, and stock stored inside your premises.
Can I get coverage if I rent my shop or office?
Absolutely. Even if you don’t own the property, you can still insure the contents, equipment, and operations of your business under SME Protection.
Can I customize the coverage for my type of business?
Yes. The plan is flexible, and you can choose add-ons or tailor protection to suit your specific business risks.
How do I know how much coverage I need?
Our team will help assess the value of your property, equipment, and stock, then recommend the right coverage amount to ensure you are neither underinsured nor overpaying.
How soon can my coverage start?
Coverage can begin once your proposal is accepted and the premium is paid. Our team can guide you through a quick and smooth process to activate your protection.
SME Protection